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Household savings ratio

Share of household disposable income that is saved rather than spent — a gauge of household financial caution and resilience.

9.0 %
+0.3pp vs 2026-Q1

As of 2026-Q2

Historical trend

Trend summary

Household savings ratio was 9.0% in 2026-Q2, up from 8.7% in 2026-Q1.

Trend

  • Over the available record (1963-Q1–2026-Q2), it has ranged from 3.5% in 2022-Q2 to 27% in 2020-Q2.
  • The latest reading is below the record average of 9.4%.

Generated from the published series — describes direction, magnitude and range only, with no editorial judgement or forecasts.

About this indicator

Source
ONS
Update frequency
Quarterly
Last updated
12 October 2026
Next update
12 January 2027
Licence
OGL v3
Direction
↑ Rising

Statistics

Latest
9.0%
Period high
9.8%
Period low
8.7%
Period average
9.2%