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Household savings ratio

Share of household disposable income that is saved rather than spent — a gauge of household financial caution and resilience.

8.9 %
-0.7pp vs 2025-Q4

As of 2026-Q1

Historical trend

Trend summary

Household savings ratio was 8.9% in 2026-Q1, down from 9.6% in 2025-Q4.

Trend

  • Over the available record (1963-Q1–2026-Q1), it has ranged from 3.7% in 1999-Q1 to 27% in 2020-Q2.
  • The latest reading is below the record average of 9.3%.

Generated from the published series — describes direction, magnitude and range only, with no editorial judgement or forecasts.

About this indicator

Source
ONS
Update frequency
Quarterly
Last updated
10 August 2026
Next update
10 November 2026
Licence
OGL v3
Direction
↓ Falling

Statistics

Latest
8.9 %
Period high
11 %
Period low
8.9 %
Period average
9.5 %